What to bring to your MCU Real Estate Lender

1. Completed loan application.
2. Paystubs — Provide copies of the two most recent paystubs for each borrower.
3. W-2s — Provide two most recent W-2 forms for each borrower.
4. Bank Statements — Provide copies of two (2) most recent bank statements, including checking, savings accounts and one (1) copy of your most recent retirement statement(s) — IRA, mutual funds, stock, etc.
5. Self-Employed — Provide two years' tax returns, signed and dated; year-to-date profit and loss statement; and a balance sheet.
6. Child Support Information:
   
   1. If using child support or maintenance as income, please provide the following:
      
      1. Copy of divorce decree;
      2. Evidence of twelve months receipt of payment;
      3. Name of recipient; and
      4. Name of the payor.
   2. If you are required to pay child support/maintenance:
      
      1. Copy of divorce decree;
      2. Be sure to include on the liabilities section of your loan application; and
      3. Name of recipient.
7. Rental history — Please provide the last two (2) years of rental history and include information for each location rented:
   
   1. Address where rented;
   2. Landlord's name;
   3. Landlord's address; and
   4. Rental from ______ to ______ dates.
8. Homeowner's insurance information:
   
   1. Provide your current homeowner's insurance company name;
   2. Homeowner's insurance company address; and
   3. Agent name and phone number.
9. Current mortgage information:
   
   1. Mortgage company name;
   2. Company address;
   3. Company telephone number; and
   4. Account number.
10. Payoff for 30 days after application.
11. Any additional information that may be helpful.

For an appointment, call (573) 874-1477 or (800) 451-1477 (toll-free) or .

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