Home Rates

Mortgage Loans

Loan Type	30 Year	20 Year	15 Year
Fixed Rate	5.125%	4.750%	4.375%
3/1 ARM	5.375%	NA	4.750%
5/1 ARM	6.000%	NA	5.375%

All rates quoted with zero points. For refinancing or for non-owner occupied, loan amounts under $60,000 or over $417,000 (Jumbo Rate), please contact staff in the MCU Real Estate Loan Department. All rates and terms are subject to change at any time. Please call (573) 874-1477 Columbia or (573) 635-8007 Jefferson City or (800) 451-1477 (Toll-free from outside of Columbia or Jefferson City only) for current rates and terms.

Check out MCU's Jumbo Rates! Call (573) 874-1477 Columbia or (573) 635-8007 Jefferson City or (800) 451-1477 (Toll-free from outside of Columbia or Jefferson City only) for more information!

Home Equity Loans

Lines up to 80% of the appraised value (Loan to Value or LTV) of your residence and a competitive variable rate tied to the Prime Rate. Currently, the Prime Rate is 3.25 % APR.

Little or no closing costs!
Put the equity of your house to work for you!