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Home Equity Line of Credit (HELOC) Loan

Use your home equity to secure a MCU line of credit.

Member Benefit: Ultra Advantage Level members receive up to a 2% rate discount*.

A home equity line of credit is a great way to finance recurring expenses like college tuition or for special expenses like weddings and vacations. Of course, it's also helpful for life's unexpected expenses too! HELOC benefits include:

  • Low variable rate based on Prime (quoted daily);
  • Borrow up to 80% of your home's equity;
  • Interest is only charged on the portion you use;
  • Funds readily accessible when you need them — just write a HELOC check;
  • No closing costs or prepayment penalties; and
  • Interest may be tax deductible**

Special Offer: Exclusively for Ultra Advantage Level members
MCU offers up to a 2% rate discount with any new HELOC. Limited time offer! Call a personal finance officer today!

* With approved credit. Some restrictions may apply.
** for tax deductibility, contact your tax advisor.